Budget Planning That Actually Makes Sense
We've spent years helping Australian businesses figure out where their money goes—and where it should go. No confusing spreadsheets or vague advice. Just straightforward budget planning that fits how you actually run your business.
We Start With Your Real Numbers
Look, budgets aren't exciting. But they're necessary. We begin by sitting down and looking at what you're actually spending—not what you think you're spending. There's usually a gap there.
Most business owners we meet haven't looked closely at their expenses in months. And that's fine—you're busy running the business. We dig into bank statements, invoices, and payment records to see where money's flowing out each month.
From there, we map out categories that matter to your specific operation. A café in Belconnen has different needs than a landscaping company or a consultant working from home. Cookie-cutter budget templates miss that completely.
Three Clear Steps We Follow
Nothing complicated here. We've refined this over time because it works for businesses across different industries.
Discovery Session
We meet at our Westfield Belconnen office or come to you. About 90 minutes where we talk through your business model, current expenses, and what's keeping you up at night financially. Bring your recent statements if you have them handy.
Budget Framework
Within a week, we build out your custom budget framework. This includes expense categories, suggested allocations based on your revenue, and realistic targets. We send it over for your review before our next meeting.
Implementation Plan
The budget's useless if it sits in a drawer. We walk through how to track spending monthly, when to adjust categories, and what warning signs to watch for. You get a simple tracking system you can actually maintain.
Who You'll Work With
Finnegan Ashworth
Budget Planning Specialist
Worked with over 80 small businesses since 2019. Previously managed accounts for a restaurant group, so he gets seasonal cash flow challenges. Straight-talker who won't sugarcoat the numbers.
Dimitrios Kavanaugh
Financial Systems Advisor
The tech side of budget tracking. Sets up systems that sync with your accounting software. Spent five years doing freelance bookkeeping before joining us in early 2023. Makes complicated software feel manageable.
Alastair Pemberton
Business Finance Consultant
Handles the strategic conversations around growth planning and expense priorities. Background in corporate finance but switched to small business advising because he prefers direct client relationships and seeing immediate impact.
Budget Planning Built Around Your Schedule
We know you didn't start a business to spend hours on spreadsheets. Our approach is designed to give you clarity without eating up your week. Sessions typically happen over 4-6 weeks depending on your availability, with most of the heavy lifting done on our end.
Flexible Meeting Times
Early mornings, evenings, weekends—we work around your operation. Many clients prefer meeting before their workday starts or after closing.
Plain Language Reports
No financial jargon or complicated charts. Just clear explanations of what your numbers mean and what actions to consider.
Ongoing Support Included
Questions come up after implementation. Email us, call us, or drop by the office. We don't disappear once the initial work is done.
Quarterly Check-Ins
Business changes. We schedule brief quarterly reviews to adjust your budget as needed—new expenses, revenue shifts, or growth plans.